ToS & GDPR

Terms of Service and GDPR

Goldbridge Investment Club a.s.b.l.

Effective Date: 26th September 2025

1. Introduction

Welcome to the Goldbridge Investment Club (GIC). GIC is registered as an association sans but lucratif (a.s.b.l.) under Luxembourg law. The club operates on a non-profit basis and exists solely for educational and community purposes.

By accessing or using our services, you agree to comply with these Terms of Service. If you do not agree with any part of these terms, please do not use our services.

2. Accounts & Membership

Creating an Account: Anyone may create an account on our website to access general content and updates.

Membership Eligibility: Only students may become official team members of the Goldbridge Investment Club. And memberships of Goldbridge is open to everyone.

  • Members must provide accurate and complete registration information.

  • GIC a.s.b.l. reserves the right to accept or reject membership applications at its discretion.

  • Membership is free of charge and does not require any financial contributions.

3. Services Provided

Members of the Goldbridge Investment Club will have access to the following services:

  • A stock market simulation platform for educational purposes.

  • Weekly financial analysis and newsletters covering global and Luxembourg markets.

  • Transparent access to information from the student-managed € portfolio, including all investment decisions and research.

  • The opportunity to apply for a portfolio management and research team position.

4. Investment Disclaimer

The Goldbridge Investment Club does not provide financial advice. All content shared, including market analysis and portfolio decisions, is strictly for educational purposes.

  • Members should not interpret any information provided as an encouragement to invest real money.

  • GIC a.s.b.l. and its members are not responsible for any financial decisions made by individuals based on the information shared within the club.

5. Portfolio & Research

The portfolio is managed by selected members who conduct research and make investment decisions.

All members may access transparent information about the portfolio, including current investments and research.

Research and analysis are conducted by team members who have applied and been selected for these roles.

6. Code of Conduct

To ensure a productive and respectful learning environment, all members must adhere to the following rules:

  • Engage respectfully with other members and club administrators.

  • Do not share misleading or false financial information.

  • Do not use club resources for personal financial gain.

  • Any form of misconduct, including harassment or unethical behavior, will result in immediate removal from the club.

7. Privacy Policy & GDPR Compliance

Data Collection: We collect only necessary personal information, such as name, email, and student status, to verify membership and provide access to our services. If a user applies for a team position, additional data may be collected, such as a CV, motivation letter, or other relevant documents. These files are deleted after the application process is completed.

Use of Data: Your data is used solely for club-related communication, updates, and service improvements.

Internal Data Sharing: The Goldbridge Investment Club a.s.b.l. may share user data internally within the association but will never share it externally.

Data Storage: Your data is securely stored digitally in a cloud, accessible only by authorized GIC committee members. Data will be retained until one year after graduation, after which it will be manually deleted. If you choose to join the alumni network, data will be stored until you revoke your membership or after two years of inactivity.

Your GDPR Rights: You have the right to:

  • Access your personal data.

  • Request corrections to inaccurate or incomplete information.

  • Request the deletion of your personal data under certain conditions.

  • Restrict or object to the processing of your personal data.

  • Request data portability, meaning your data can be transferred to another organization or directly to you.

To exercise any of these rights, contact us at info@goldbridge.lu. We will respond within one month.

Supervisory Authority: If you believe your data protection rights have been infringed, you may lodge a complaint with the Commission Nationale pour la Protection des Données (CNPD) in Luxembourg, or with another supervisory authority in the EU.

Data Breach: In the event of a data breach affecting your personal data, GIC a.s.b.l. will notify you and the competent supervisory authority in accordance with GDPR requirements.

Cookies: Our website may use cookies to improve user experience. You can manage your cookie preferences in your browser settings.

8. Legal Disclaimers

No Financial Advice: All content provided by GIC a.s.b.l. is for educational purposes only. We do not provide financial, investment, or legal advice. Members should not make financial decisions based on our content, and GIC a.s.b.l. is not responsible for any financial actions taken by members.

Limitation of Liability: GIC a.s.b.l. shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our services, website, or any reliance on the provided information.

No Guarantees: While we aim to provide accurate and up-to-date financial information, we do not guarantee the completeness, reliability, or accuracy of any content. Market performance is unpredictable, and past performance does not indicate future results.

Third-Party Links & External Content: Our website may contain links to third-party websites for additional resources. We are not responsible for the content, accuracy, or privacy practices of external sites.

9. Dispute Resolution

Any disputes arising from the use of our services or these Terms of Service shall be governed by Luxembourg law.

In the event of a dispute, the parties agree to first attempt internal mediation with GIC a.s.b.l. before pursuing legal action. If no resolution is reached, disputes shall be subject to the exclusive jurisdiction of the Tribunal d’arrondissement de Luxembourg.

10. Amendments & Termination

GIC a.s.b.l. reserves the right to modify these Terms of Service at any time. Members will be notified of any significant changes.

Membership may be revoked at the discretion of GIC a.s.b.l. if a member violates these terms.

11. Contact Information

For any questions regarding these Terms of Service or Privacy Policy, please contact us at: info@goldbridge.lu

By creating an account or becoming a member of the Goldbridge Investment Club a.s.b.l., you acknowledge that you have read, understood, and agree to these Terms of Service and Privacy Policy.